Small Business Insurance

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What is Personal Umbrella Insurance?

Personal umbrella insurance delivers an extra layer of liability protection that extends beyond the limits of your existing home or auto insurance policies. This essential coverage shields your personal assets and future income from the financial strain of unexpected events, such as major accidents or lawsuits. By bridging the gap left by standard policies, personal umbrella insurance ensures you remain protected against large claims that could jeopardize your financial stability. Whether facing medical expenses, legal fees, or property damage claims, this policy acts as a critical safeguard, offering peace of mind and preserving the wealth you’ve worked hard to build.

INSURANCE BEENFITS

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Benefit of Umbrella Insurance

  • Extra Liability Protection

  • Broad Coverage

  • Lawsuit Protection

  • High-Cost Claim Security

  • Affordable Coverage

  • Asset Protection

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Call us or share your current policy details using below Insurance Verification button. It takes 30 seconds, and we will find multiple competitive options for you, without you having to complete a single form or application.

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You to pay through multiple payment options, you can pay through

  • Any Visa/Master Credit Card

  • Paypal Account

  • Online ATM

After buying

You to pay through multiple payment options, you can pay through

  • Any Visa/Master Credit Card

  • Paypal Account

  • Online ATM

Buy online

At UIC, the customer comes first. We always delighted to hear from you, any time of the day.

INSURANCE BEENFITS

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Who Needs It And Is It Required?

Personal umbrella insurance is ideal for individuals with significant assets or those who want extra protection beyond the limits of their home or auto policies. While not legally required, it’s a prudent investment if you want to safeguard your savings, investments, and future income against unexpectedly large claims. This additional layer of liability coverage ensures that you’re fully protected in the event of a major accident or lawsuit, offering peace of mind and financial security.

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Frequently asked
questions

? What does it cover that primary policies don't?

Personal umbrella insurance covers liability gaps, offering additional protection for legal expenses and damages.

? Does it cover legal defense costs?

Yes, personal umbrella insurance covers legal fees and defense in liability claims.

? Does it fill gaps in auto insurance?

Personal umbrella insurance can fill gaps, offering extra protection for bodily injury and property damage in auto incidents.

? Can it be used for worldwide coverage?

Yes, it often extends protection globally, providing security beyond geographical limits.

? How much coverage do I need?

The amount depends on your assets and potential liability risks, ensuring comprehensive protection.

? Do I have to pay my excess?

Yes. But if the claim is not your fault we can look to recover it from the third party/ third party insurers.

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